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Welcome to the Retiree Division

Welcome to the Retiree Division section of Local 1180's new website. More than just a drop-in center, the Retiree Division provides retirees of CWA Local 1180 with a venue to pursue their social, intellectual, and educational interests throughout their retirement. Through thoughtful and creative planning, the staff of the Retiree Division prepares a monthly calendar representing a compilation of some of the greatest activities in the area at any given moment. Broadway shows, trips, speakers, lunches, and interactive workshops allow retirees to socialize with peers, have fun, and learn a little along the way.

We can only begin to tell you about how glad our retirees are to have a one-stop-shopping experience that offers so many ways to keep busy, engaged, and active. We hope that you make the decision to join in on some of the fun. Read the monthly calendar to see what events are coming up, and then call to reserve your space. Remember that we are providing programs for more than 4,000 retirees in the New York City area, so space may be limited.

We have a special welcome gift for all 'newbie' retirees. Or, if you are an existing retiree, stop by the office just to say hello. We can't wait to greet you all.

 

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Suzanne E. Beatty, LMSW

Retiree Division Director

Biography

Director's Message

As the end of the year approaches, it’s important to remember that you are at the optimal time to maximize your benefits. Why now? Well, by December you have most likely paid in full your deductibles, so you will have minimal out-of-pocket expenses. Also, your benefits reset in January so you get to start fresh with new benefit dollars!  

The deductible is the amount you must pay for your own health care before your insurance starts covering a larger portion of the costs. Once you’ve met your deductible, you usually pay only a copay/coinsurance for covered services. Also, if you’ve met your out-of-pocket maximum, which is the maximum amount of money you pay for medical services in a calendar year, many plans pay 100 percent of the allowed amount. If you wait until your new plan year starts for the same tests, your deductible will have reset. That means you will have to pay more out of pocket for the very same care.

Here are a few items to check into before the end of the year:

  • If you’ve been considering any outstanding or elective procedures, now may be the best time to get them done. Schedule any procedures like dermatology, colonoscopy, blood work, ophthalmology, and specialist care. While you still may have to pay coinsurance if you haven’t yet hit your out-of-pocket maximum, your insurance will cover more of these costs after reaching your deductible.

  • Most plans typically pay 100% for preventive visits so there is no excuse to miss your health screenings and exams. Routine screenings are important because they can help spot a potential problem before it becomes a serious health issue. With your deductible paid or almost paid, take any tests that are recommended.  
  • Review the overall benefits in your plan. There might be benefits you could use before the end of the plan year. If you take regular medications, refill your prescriptions before the year ends. If you have not used all of your $1,500 prescription drug benefits or $1,200 general medical ($2,700 combined total), go ahead and call in a refill.
  • If you are traveling for the holidays, it’s a good idea to find out what your health insurance covers if you need care while out-of-state.
      
  • If you signed up for any new coverages, it would be a good time to review them so there are no surprises in the new year.Dental is capped at $2,000 per member. If you have not used all of your allowance and have a big dental procedure to manage, discuss a plan to make the most of the benefit and perhaps spread it over the end of 2019 and into 2020.

  • Check to see if there are any out-of-pocket health care expenses you haven’t submitted for reimbursement.

The key is to take advantage of any benefits before they expire for the year. If you expect a lot of health care expenses in 2020, you may want to schedule non-emergency medical care for early next year so you can fulfill your deductible as soon as possible.   

Health benefit planning will help manage expenses, reduce stress, and increase your sense of control in 2020. It makes sense to add “making the most of your medical insurance” to your end-of-the-year to-do list!

 

Join Ret BD Club

 

UPDATE YOUR RETIREE CONTACT FORM

 

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Any retiree with Congratulations they want to share, should email the information to: 
retireedivision@cwa1180.org

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Congratulations to retiree Eddie Barrett, who reported that she is just returned from Tennessee where she attended the graduation ceremonies of both her great-grand daughter from college and her grand-son from High School!! That’s a lot to celebrate Eddie!! Congratulations!!

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Congratulations to awesome grandma/retiree Helena Crump whose grandson Tyliek Williams graduated from Buffalo State College with honors! 
She’s waiting on the college acceptance letter for her granddaughter now!

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Great news for retiree (can’t say her name due to confidentiality) who went to OLR to state that her Medicare reimbursement was incorrect and found out that the incorrect amount was for her husband and that OLR didn’t have her information at all and she is now eligible for 3 years retroactive Medicare reimbursement in addition to the $300 differential!! Way to go empowered 1180 retiree!!

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Any retiree with Condolences they want to share, should email the information to:
 retireedivision@cwa1180.org

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Condolences to George Cuevas on the passing of his mother Emily Boria on March 25, 2019, at Arnold Walter Nursing. She was surrounded by her family at the time of her passing at 8:31 p.m.

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Condolences to family and friends of Sonja Bentley.  She left us peacefully on May 9, 2019. Sonja worked for the Dept. of Buildings for 33 years! That’s a lot of service. 

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Meet the Retiree Division Staff

Lynda Hogan

Lynda Hogan
Assistant to the Director
Retiree Benefits

Biography

Dianne Mason-Smith

Dianne Mason-Smith
Assistant to the Director
Retiree Programs & Events

Biography

Amber Mathis

Amber Mathis
Administrative
Assistant

Biography

Indra Subryan

Indra Subryan
Benefit Assistant

Biography

 

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Local 1180 Retiree Division History

In 1996, the Board of Trustees voted unanimously to offer a new benefit to retirees that would assist them in transitioning from a worker to a retiree. The age wave was producing a new group of retirees that had shown a greater interest in remaining active. The Retiree Division was born that year and began offering recreational programming, workshops, educational classes all within a new center housed 97 Hudson Street, on the lower level of the building occupied by Local 1180. The Division continues to reach out to retired members and provide an opportunity that promotes their physical and emotional well-being as they remain active educationally, culturally, and socially. The Retiree Division engages retirees in activities that support a long and healthy retirement with dignity and respect.

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Retiree Division Contact Information


CWA Local 1180 Retiree Division

97 Hudson Street   |   New York, NY 10013
212.226.5800   |   800.801.2882 (out-of-area)
retireedivision@cwa1180.org


Mailing Address

CWA Local 1180 Retiree Division
6 Harrison Street, New York, NY 10013

 

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