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The life and supplemental health benefits described in this section are provided through the CWA Local 1180 Security Benefits Fund. This Fund is a trust, separate and distinct from the trust maintained for the Legal Benefits Fund, the Retirees Benefits Fund, the Education Fund, and the Members’ Annuity Fund.

Benefits Overview

Security Benefits Fund

Education Benefits Fund

Legal Benefits Fund

Members’ Annuity Benefit Fund

Eligibility

Eligibility for Active Members

Who Is Covered?

How Do You Enroll?

When Does Coverage Begin?

When Does Coverage End?

Who Is Not Eligible For Coverage?

Coordination of Benefits

What is “Coordinating Benefits”?

If You or Your Spouse are Covered by Different Plans

If You or Your Spouse are both Eligible Members

If You or Your Spouse Both have Dependant Coverage for Your Children

What If You Leave Payroll For Any Reason?

Recovery of Erroneous Payment

Amendment or Termination of Benefits

Third-Party Reimbursement Subrogation

When Motor Vehicle or No-Fault Insurance Provides Coverage

Benefits Payable On Behalf Of a Deceased Member

How Is The Security Benefits Fund Administered?

How Are Contributions Made

Additional Coordinating Rules

How Are Benefits Provided?

Continuation Coverage (COBRA)

What is COBRA Continuation Coverage?

What Are COBRA Qualifying Events?

How Long Does COBRA Continuation Coverage Last?

How Do I Elect COBRA Continuation Coverage?

How Do I Add COBRA Coverage for New Dependents?

What If My Spouse or Dependents Lose Other Health Insurance Coverage?

How Much Does COBRA Continuation Coverage Cost?

When And How Must Payment For Continuation Coverage (COBRA) Be Made?

What If I Elect Coverage Under Another Group Health Plan?

Your Rights under the Health Insurance Portability and Accountability Act of 1996 (HIPAA)

Whom to Contact If You Have Questions or to Give Notice of Changes in Your Circumstances

Continuation of Coverage During Leave Under the Family and Medical Leave Act (FMLA)

Life & Disability Benefits

What Are The Life Insurance Benefits?

What Are The Accidental Death and Dismemberment Benefits?

What Are The Weekly Accident and Sickness Benefits?

What is the Retirement, Pension, and Health Insurance Counseling Benefit?

Supplemental Health Benefits

Home Health Care Benefit

Birth Adoption Benefit

Dental Benefit Plans

General Medical Reimbursement Benefit

Mental Health Reimbursement Benefit

Optical Benefit

Podiatry Benefit

Hearing Aid Reimbursement Benefit

Prescription Drug Cost Reimbursement Benefit

Applying for Supplemental Health Benefits

Claiming your Supplemental Health Benefits

When Benefits May Be Withheld or Denied

Request for Review of Denial of Claim

CWA Local 1180 Security Benefits Fund
6 Harrison Street, 3rd Floor
New York, NY 10013
(212) 966-5353
Out-of-area (888) 966-5353
www.cwa1180.org

Board of Trustees
Arthur Cheliotes
Linda Jenkins
Gina Strickland
Gloria Middleton
Gerald Brown

Fund Administrator
Dwight R. Kearns

Counsel
Spivak, Lipton, LLP

Consultants
Policy Research Group, LLC

Certified Public Accountant
Gould, Kobrick & Schlapp, PC

Copyright (c) 2000-2008, CWA Local 1180 | 6 Harrison Street, New York, NY 10013 | 212-226-6565

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